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VisionPLUS® *

The powerful VisionPLUS® * software system, a registered product of First Data Corporation, is designed to handle all facets of the consumer finance lifecycle. With its uniquely modularised architecture, VisionPLUS® * is globally recognised as a market leader in consumer finance processing.

The system offers processing solutions for:

• credit cards (using the Visa/MasterCard payment system)
• private-label or closed-loop credit cards
• pre-paid and gift cards (payment system or closed-loop)
• personal loans
• mortgage finance
• asset-based finance

In addition, VisionPLUS® * also features Business Intelligence and analytical capabilities, to enhance business and strategic insight.

Processing capabilities

VisionPLUS® * includes the following processing capabilities, all supported by an impressive suite of management and operational reports:

• account origination
• credit decisioning in respect of policies, underwriting, risk models and limit or loan assignment
• account management, specifically regarding limit increases and policy rule management
• flexible parameterised account billing
• debit order management and processing
• customer service management
• debtors processing and financial management
• transaction switching
• authorisations
• over-limit management
• collections, including risk segregation and prioritisation, as well as collection queuing and collector assignment
• correspondence generation and management
• integration into existing financial reporting and management systems

* VisionPLUS® is a registered product of First Data Corporation.